# How-To Steps:
01 - Slice the bagel horizontally into two halves.
02 - Toast both halves in a toaster or under a broiler until golden and crisp, approximately 2 to 3 minutes.
03 - Spread a generous layer of cream cheese evenly over each warm bagel half.
04 - Enhance with desired toppings such as sliced cucumber, tomato, smoked salmon, fresh dill, capers, or red onion slices.
05 - Serve immediately while the bagel remains warm for optimal taste.